- How do I apply for financing?
- What are your rates?
- What happens once I have signed off on completion of the job or delivery of my purchase?
- Is there a penalty for paying out the loan?
- Why should I choose Homeworks Financing?
- Who should I call if I have further questions about my loan?
1. How do I apply for financing?
You can apply for Homeworks Financing through your Homeworks authorized partner. Use our partner locator to see who's available in your area.
2. What are your rates?
We offer competitive variable and fixed rates based on the loan amount:
| Loan Amount | Interest Rate |
|---|---|
| $1,000 - $2,499 | 13.50% |
| $2,500 - $4,999 | 11.00% |
| $5,000 - $9,999 | 9.00% |
| $10,000 - $24,999 | 7.75% |
| $25,000 - $35,000 | 7.35% |
| Loan Amount | Interest Rate |
|---|---|
| $5,000 - $9,999 | TD Prime + 3.74% |
| $10,000 - $24,999 | TD Prime + 3.24% |
| $25,000 - $35,000 | TD Prime + 2.99% |
* Effective July 21, 2010. For current prime rate visit: http://www.tdcanadatrust.com/Numbers/prime.jsp
Click here to download your copy of the monthly payment chart.
3. What happens once I have signed off on completion of the job or delivery of my purchase?
Our financial partner TD Financing Services will send you a welcome package outlining details specific to your loan account.
4. Is there a penalty for paying out the loan?
Aside from any interest that has accrued, there is no additional charge should you wish to payout the loan. Simply call the Bank or visit any local TD Financing Services to obtain the payout amount and make arrangements for your payment.
5. Why should I choose Homeworks Financing?
You can amortize up to 10 years, giving you the lowest monthly payment available. We offer unsecured loans which you can pay out at anytime without risk of penalty. We conveniently take care of all the hassle and paperwork in applying for the loan. Homeworks Financing has a network of Merchants conveniently at our fingertips.
6. Who should I call if I have further questions about my loan?
General Inquiries:
1-800-56303995 M-F 8:30 - 7:30 EST (TDCT Indirect Credit Centre)